Retiree Open Enrollment

Open Enrollment for retirees

If you're enrolled in an IU retiree medical plan, this is your annual opportunity to review your IU retiree health plan coverage for the upcoming year and to provide the university with any changes to your mailing address.

A mailed packet of information will be delivered to your home address in late October. You can review the same packet and plan information below.

Retirees under age 65 (Anthem U65 PPO HDHP)

Here’s what to expect in 2027:

  • There will be no changes to your coverage. 
  • Premiums will increase by 5% for all coverage levels.
  • New Anthem ID cards will not be sent. Please continue using your current card.

2027 Under 65 Retiree Open Enrollment Packet

Included in the mailing:

Other plan documents:

  • 2027 Under 65 Retiree Summary of Benefits & Coverage (coming soon)
  • 2027 Under 65 Retiree Vision Summary (coming soon)

  • To continue your coverage in this plan, you do not need to take any action. Your current coverage will continue at the new 2027 rates.
  • To change your address, complete the Under 65 Retiree change form and return it to IU Human Resources by Dec. 1, 2026.
  • To cancel your coverage, complete the Under 65 Retiree change form and return it to IU Human Resources by Dec. 1, 2026. Remember, if you cancel coverage, you cannot re-enroll in this plan at a later time.
2027 premium rates
Coverage levelMonthly rate
One participant$546.84
Participant and child(ren)$1,046.40
Participant and spouse$1,456.70
Participant and family$1,649.45

Retirees age 65 and over (Anthem IU Blue Retiree)

Here’s what to expect in 2027:

  • There will be no changes to your coverage.
  • Premiums will increase by approximately 9.5% in 2027, reflecting increased use of healthcare services and rising claims costs.

  • To continue your coverage in this plan, you do not need to take any action. Your current coverage will continue at the 2027 rates.
  • To change your address, complete the IU Blue Retiree change form and return it to IU Human Resources by December 1, 2026.
  • To cancel your coverage, complete the IU Blue Retiree change form and return it to IU Human Resources by Dec. 1, 2026. Remember, if you cancel coverage, you cannot re-enroll at a later time.
2027 premium rates
Coverage levelMonthly rate
One participant$231.19
Participant and spouse$461.09

Can’t find the information you’re looking for?

Find answers to our top questions and learn how to get in touch if you can’t find what you need on our website.

Ask HR